OT: Roll Call for Those Affected by SoCal Fires

[Stinky Wizzleteats+]

If not ok please remove. I thought it would be a good idea to have a roll call for all in the LA area if your safe check in if your in the path or you have been affected by the fires check in we can pray for and send mojo to all of you.

[ChargingBolts]

I'm still here!

[Bolt-O]

I have extended family affected in Altadena (Brother-in-law's Mom), they are safe, but my sister is pretty shook up. They don't know if the house is still there. Unfortunately, there might be no help from insurance. Any clues on how to advise my sister would help.

[Stinky Wizzleteats+]

I have extended family affected in Altadena (Brother-in-law's Mom), they are safe, but my sister is pretty shook up. They don't know if the house is still there. Unfortunately, there might be no help from insurance. Any clues on how to advise my sister would help.

I will look for it but the folks in Western North Carolina had a bunch of things to say and things not to say when talking with insurance companies FEMA and more. I will look for it and share if I find it.

[Stinky Wizzleteats+]

I have extended family affected in Altadena (Brother-in-law's Mom), they are safe, but my sister is pretty shook up. They don't know if the house is still there. Unfortunately, there might be no help from insurance. Any clues on how to advise my sister would help.

I learned the reason Insurance companies stopped offering home owners in CA is because lawmakers tried to cap the insurance rates and when your not allowed to charge the premium necessary to pay claims, they had no choice but to pull out and or cancel. This should be fertile grounds for civil suits I believe.

[Bolt-O]

I learned the reason Insurance companies stopped offering home owners in CA is because lawmakers tried to cap the insurance rates and when your not allowed to charge the premium necessary to pay claims, they had no choice but to pull out and or cancel. This should be fertile grounds for civil suits I believe.

Part of the problem was a lack of follow up on paying the premiums, mostly because of neglect in looking at bills by an elderly lady, and her live-in daughter who is not financially responsible. No matter what, it's going to be a difficult rebuild, if the house is lost. I'm sure that story will be repeated a lot, but with outright refusal of insurance companies to insure or just pulling out of California.

[sonorajim]

Part of the problem was a lack of follow up on paying the premiums, mostly because of neglect in looking at bills by an elderly lady, and her live-in daughter who is not financially responsible. No matter what, it's going to be a difficult rebuild, if the house is lost. I'm sure that story will be repeated a lot, but with outright refusal of insurance companies to insure or just pulling out of California.

Many people who "collected" on homes lost in Nor Cal fires are still without a home. Lawyers and crocked contractors continue to rape them. "Money is the root of all evil" certainly shines in the fire Ins biz in Calif.

[Riverwalk]

Part of the problem was a lack of follow up on paying the premiums, mostly because of neglect in looking at bills by an elderly lady, and her live-in daughter who is not financially responsible. No matter what, it's going to be a difficult rebuild, if the house is lost. I'm sure that story will be repeated a lot, but with outright refusal of insurance companies to insure or just pulling out of California.

Sorry to hear this. Insurance companies leaving areas has been a growing problem every year for a decade now and if you miss a payment they won’t let you back on the policy if you are even close to a fire risk area.

I live in an unincorporated area around Temecula and all insurance companies dropped out several years ago so the only solution is California Fair Plan for fire insurance and they charge exorbitant rates. Then you have to get an additional wrap around policy for everything besides a fire. My wraparound is as expensive as what my entire policy used to be.

The Altadena fire is a disaster. My son in law and his family live close by in Pasadena and had to evacuate on Tuesday. They still can’t go back due to the ash in the air but their house is okay.

I hope there’s some help for your family.

[sonorajim]

Sorry to hear this. Insurance companies leaving areas has been a growing problem every year for a decade now and if you miss a payment they won’t let you back on the policy if you are even close to a fire risk area.

I live in an unincorporated area around Temecula and all insurance companies dropped out several years ago so the only solution is California Fair Plan for fire insurance and they charge exorbitant rates. Then you have to get an additional wrap around policy for everything besides a fire. My wraparound is as expensive as what my entire policy used to be.

The Altadena fire is a disaster. My son in law and his family live close by in Pasadena and had to evacuate on Tuesday. They still can’t go back due to the ash in the air but their house is okay.

I hope there’s some help for your family.

I've been in Tuolumne county backcountry for 40 years, Had Farmers fire ins 'till last year when they dropped everybody in the county. Our son is a Cal Fire Chief in the Chico area. We expect to move to Nevada next year. Working on it with a realtor currently.

[jamrock]

All good here. I live in one of the few areas of LA that is apparently undesirable from a fire perspective.

one of my kids had to evacuate last night with the Sunset fire but they lifted that and his place is fine.

devastation all around.

[Bolt-O]

I just got pictures from my sister, it's a total loss for the building.

[colorado]

The desert is still here but do feel bad for those affected...